The gift cards in the Zoës Kitchen Gift Card program are issued by CARDCO CCCIX, Inc. or its affiliate ("CARDCO"). The gift cards are distributed and/or sold by Zoës Kitchen, Inc. ("Zoës Kitchen") in accordance with an agreement reached between CARDCO and Zoës Kitchen. Pursuant to that agreement, the gift cards are redeemable by the card owners to purchase goods and/or services at participating and authorized Zoës Kitchen locations.
As the Card Issuer, CARDCO is the sole obligor with respect to the gift cards. CARDCO may assign its duties. Upon that event, the assignee will become the Card Issuer of the gift cards and the obligor on the gift cards. Any such assignment will occur without notice to the card owners. If the terms and conditions so provide, the assignment will be without recourse to CARDCO. If so, assignee will become the sole obligor with respect to the gift cards upon the assignment, and CARDCO will cease to be an obligor with respect to the gift cards.